• Planning & Analysis
    • The aim is linking the past data to the future which deliver both Cash and Credit analysis.
    • All summarized business transactions are derived from financial statements (balance sheet, balance sheet adjustment, cash statement and income statement)
    • Accurate Decision making can be done by observing past trends and based on over 300 strategies which cover all areas to help user to plan for the future.
    • The 3 major questions are
    • What happened? Why did it happen? How to manage?
    • P&A arrange the traditional financial statements in 5 columns next to each other, this is review the important relationship between all the statements
    • Planning is based on Results and strategies.The P&A connects actual or future strategies to actual or planned results.
  • Planning Section
    • 1. Financial Period Setup
    • 2. User Formula
    • 3. Matrix Input Data Input (Actual) - Input Financial Statements with details for Actual period
    • 4. Matrix No Detail Data Input (Actual) - Input Financial Statements summary for Actual period
    • 5. Matrix Data Input for Plan period
    • 6. Previous Year Seasonal Data Input
    • 7. Financial Periods consolidation
    • 8. Change Parent period - To attach plan period to actual period
    • 9. ROE Planning - User can make on-line adjustment to Profit, Asset value and income and expenses to show net income as a percentage of owner’s equity
  • Strategies
    • Strategies is used to help user to make decision and actions that leads to result. Then by looking at the actual result to adjust future plan.
    • 1. Define Strategy Category
    • 2. Define Strategy Reference
    • 3. View Strategy result in terms of value and graphic presentation
  • Graphs
    • 1. Break Even Graph - This is to estimate at which point the Sales equal to total Expenses
    • 2. Return on Employed Asset - This is to calculate the net profit (as a percentage of employed assets) generated by business
    • 3. Return on Equity - Return on Equity (ROE) is a measure of how effectively management is using a company’s assets to create profits. ROE is expressed as a percentage.This is to calculate the net income percentage within owner’s equity. In general 14% is an acceptable ratio and anything less than 10% as poor.
    • 4. Return on Asset - Return on assets (ROA) is an indicator of how profitable a company is relative to its total assets. ROA gives a manager, investor, or analyst an idea as to how efficient a company's management is at using its assets to generate earnings. Return on assets is displayed as a percentage.The ROA ratio formula is calculated by dividing net income by average total assets.
    • 5. Sustainable Sales - A business grows too quickly may find it difficult to fund the growth. This is to find the optimum Sales growth rate. This is the maximum sales growth rate that a company can sustain without to increase financial leverage.
    • 6. Balance Sheet - It represents the residual value of assets minus liabilities and Equity.The Balance sheet Graph show all the components values within the Balance Sheet
    • 7. Financial Statements - (Begin Balance Sheet, Adjustment, Income, Cash, Ending Balance Sheet)Graphic presentation of the P&A Matrix
    • 8. Income Statement - An income statement is one of the three important financial statements used for reporting a company's financial performance over a specific accounting period.
    • 9. Direct Cash statement - The direct cash statement lists the cash amounts received and paid by the corporation.
  • Reports
    • 1. Direct Cash statement
    • 2. Cash Flow statement
    • 3. Income statement
    • 4. Strategy Management
  • Financial Diagnostics
    • 1. Asset turnover
    • 2. Current Ratio
    • 3. Equity & Asset Ratio
    • 4. Interest cover
    • 5. Liability & Equity Ratio
    • 6. OCF variance
    • 7. Profitability Planning
    • 8. Return on Equity
    • 9. Working Capital
    • 10.ROA Planning
    • 11.ROEA Planning